Brian, I investigated those documents some time ago and found them to be totally unacceptable - almost laughable if the overall funding situation and board proposed "solution" were not so grave.
The types of fund in the trust making up the minimum balance (minimum required funding) must be:
i) Term or Whole Life Insurance Policy or Policies meeting the following requirements:
(1) The Revocable Suspension Trust or its Trustee is the named owner and irrevocable beneficiary;
(2) The premiums are paid in full by Member from funds other than those in the Revocable Suspension
(3) Trustee is informed of any lapses or terminations of such policy or policies in accordance with the
Revocable Suspension Trust agreement.
ii) United States Federal Treasury Bonds with maturity dates of no more than three years.
iii) Cash, including certificates of deposit, meeting the following requirements:
(1) In the form of United States Currency;
(2) Federally Insured;
(3) Located within the United States; and
(4) Readily available to Trustee.
iv) Federally insured money market funds.
To any financially savvy person, these are unacceptable forms of investment (with the exception, perhaps of the Treasury Bonds for those who wish to support the government and share in the theft from the taxpayers). Most of these investment forms would not even keep up with inflation, let alone the increases that have been occurring in Alcor's minimum required funding.
A much better arrangement which enables one to have complete control over the type of investment mutual funds is the initial balance life insured Vanguard Variable Annuity method used by me and Kitty to fund our cryopreservations. We could certainly renew these with an higher insured value by taking money from other investments to increase the base amounts to $80K, but they have a higher expense load and lower potential investment yield than our regular Vanguard mutual funds, which is why we do not wish to do that.
Will you please tell us just how many Alcor members have used this Revocable Suspension Trust to finance their cryopreservation?
BTW, these agreements all contain the old terminology "cryonic suspension" which needs to replaced by "cryopreservation" or appropriate variants of that term.